{"id":111,"date":"2024-06-26T08:52:29","date_gmt":"2024-06-26T08:52:29","guid":{"rendered":"https:\/\/kontomierz.pl\/blog\/?page_id=111"},"modified":"2026-08-19T07:52:48","modified_gmt":"2026-08-19T07:52:48","slug":"dla-firm","status":"publish","type":"page","link":"https:\/\/kontomierz.pl\/blog\/chwilowki\/dla-firm\/","title":{"rendered":"Chwil\u00f3wki dla firm &#8211; top oferty"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Nag\u0142a okazja inwestycyjna albo nieplanowany wydatek nie czekaj\u0105 na termin w banku. W takich sytuacjach przedsi\u0119biorcy si\u0119gaj\u0105 po szybkie finansowanie pozabankowe \u2013 potocznie nazywane \u201echwil\u00f3wkami dla firm\u201d, cho\u0107 w praktyce ranking poni\u017cej obejmuje bardzo r\u00f3\u017cne produkty: od kr\u00f3tkoterminowych po\u017cyczek got\u00f3wkowych, przez faktoring, po kredyty bankowe i finansowanie z gwarancj\u0105. W artykule pokazujemy, jak czyta\u0107 taki ranking, czym r\u00f3\u017cni si\u0119 po\u017cyczka dla firmy od po\u017cyczki dla konsumenta i na co zwr\u00f3ci\u0107 uwag\u0119 przed podpisaniem umowy.<\/p>\n\n\n    <style type=\"text\/css\">\n        .ranking-table__row--highlighted::before {\n            content: \"Promocja\";\n        }\n    <\/style>\n\n    <div class=\"js-finelf-ranking js-finelf-ranking-25\"\n            >\n        \n        \n        <div class=\"finelf-ranking \">\n            <div class=\"ranking-container\">\n                \n                <div class=\"finelf-ranking-date\">\n    <div class=\"finelf-ranking-date__left\">Ostatnia aktualizacja: <span>26 sierpnia, 2026<\/span><\/div>\n<\/div>\n\n                <table class=\"ranking-table\">\n                    <tbody class=\"js-ranking-table\">\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1305\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Wandoo Biznes po\u017cyczka dla firm<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2026\/08\/rzqtqivbzhn1zlasuygig.jpeg\" alt=\"Wandoo Biznes - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 20 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        15 - 45 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        15 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczki-dla-firm\/wandoo-biznes?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=1&offer_id=1305&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Wandoo Biznes - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-1\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1297\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"1\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka firmowa PaveNow<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2026\/08\/j9acz541znkeqmdb1zq39.jpeg\" alt=\"PaveNow - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        50 000 - 4 mln z\u0142                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Zakres finansowania i warunki s\u0105 ka\u017cdorazowo dopasowywane do sytuacji firmy, celu finansowania oraz dost\u0119pnych mo\u017cliwo\u015bci zabezpieczenia.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 24 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        24 godziny            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 miesi\u0119cy                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>min. 6 miesi\u0119cy<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczki-dla-firm\/pavenow?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=2&offer_id=1297&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"PaveNow - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-2\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"238\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"2\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Faktoring dla firm Monevia<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/4g5tkglifiijes27slb1e.png\" alt=\"MONEVIA - faktoring - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 300 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        7 - 30 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        15 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        0 miesi\u0119cy                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span> brak min. wymaga\u0144 co do sta\u017cu i kondycji finansowej \u2013 tak\u017ce dla start-up\u2019\u00f3w<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/monevia\/faktoring?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=3&offer_id=238&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"MONEVIA - faktoring - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-3\"\n        data-product=\"produkty dla firm faktoring\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"920\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Fakturatka - Pieni\u0105dze na firmowe wydatki <\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/05\/eshkd4ku12edd4xyponiiv.png\" alt=\"Fakturatka.pl - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 30 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 36 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        5 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/nfg\/fakturatka\/faktoring?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=4&offer_id=920&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Fakturatka.pl - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-4\"\n        data-product=\"produkty dla firm faktoring\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1109\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka Ratalna dla firm SMEO<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/osisg0pwx4dz4dniapriyf.png\" alt=\"Smeo po\u017cyczka dla firm - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        5 000 - 200 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        3 - 12 mies.                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>3-12 miesi\u0119cy (3\/6\/9\/12)<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        od 5 minut                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>od 5 minut do 24h<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczka-dla-firm\/smeo?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=5&offer_id=1109&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Smeo po\u017cyczka dla firm - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-5\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"319\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Supergrosz<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/por5khyer0k7n1gidlx1rs.png\" alt=\"Super Grosz - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 30 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        4 - 50 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        15 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        -            <\/div>\n    <div class=\"ranking-table__cell-param-name\"><\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/supergrosz?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=6&offer_id=319&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Super Grosz - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-6\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"132\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Alior Bank Po\u017cyczka Firmowa<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/a9ul10zza0wvgke3lfhwxd.png\" alt=\"Alior Bank - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 5 mln z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        24 godziny            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        10 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/alior\/kredytfirmowy?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=7&offer_id=132&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Alior Bank - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-7\"\n        data-product=\"kredyt firmowy\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"298\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Smartney<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/n8xpwl7gx8fllh35ibsog.png\" alt=\"Smartney - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 150 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        30 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/smartney?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=8&offer_id=298&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Smartney - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-8\"\n        data-product=\"kredyt got\u00f3wkowy\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1214\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">eGot\u00f3wka - po\u017cyczaj szybciej ni\u017c w banku<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/05\/0whdnnp7ya7rh6xsf7bgt8.png\" alt=\"eGot\u00f3wka - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 300 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 36 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        Nawet w 5 minut!            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczka-dla-firm\/bizes?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=9&offer_id=1214&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"eGot\u00f3wka - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-9\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1180\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka dla Firm <\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/05\/3sk78wvqwj5vjc8esjuhfc.png\" alt=\"KredytNaBiznes.pl - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        5 000 - 250 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        od 15 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        0 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/kredyt-na-biznes\/pozyczka?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=10&offer_id=1180&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"KredytNaBiznes.pl - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-10\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1172\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka dla biznesu Aventus<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/04\/1p52m99j7z8ie3iqzezentd.png\" alt=\"AventusBiznes - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        300 - 20 000 z\u0142                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>pierwsza po\u017cyczka do 10 000 z\u0142<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        15 - 45 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        od 15 min            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        0 miesi\u0119cy                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>brak wymog\u00f3w dotycz\u0105cych wieku firmy<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/aventus\/biznas?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=11&offer_id=1172&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"AventusBiznes - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-11\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"157\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka Ratalna i biznesowa Ekassa<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/idi1ol7xjvuqv5kyb47i.jpeg\" alt=\"Ekassa - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        2 000 - 100 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 36 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        od 2 min            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        0 miesi\u0119cy                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>od pierwszego dnia dzia\u0142alno\u015bci<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/ekassa\/firmowe-ratalne?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=12&offer_id=157&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Ekassa - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-12\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1152\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Finbee - po\u017cyczka dla firm<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/u027lebw6tlv2f9dmfuiy.png\" alt=\"Finbee - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        5 000 - 200 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 - 36 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 dzie\u0144 roboczy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczka-dla-firm\/finbee?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=13&offer_id=1152&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Finbee - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-13\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1286\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka firmowa Horyzont Capital<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2026\/08\/hmggz4ucwmwa3n71n0g0o.png\" alt=\"Horyzont Capital - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 000 - 10 mln z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 - 72 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        Natychmiast                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Natychmiast po podpisaniu aktu notarialnego<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 miesi\u0119cy                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Ju\u017c od 1 dnia dzia\u0142alno\u015bci<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczki-firmowe\/horyzont-capital?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=14&offer_id=1286&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Horyzont Capital - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-14\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"350\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Faktoring dla firm FINEA<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/finea.png\" alt=\"Finea - faktoring - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 300 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        7 - 90 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        15 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 miesi\u0119cy                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>do 3 miesi\u0119cy<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/finea\/faktoring?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=15&offer_id=350&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Finea - faktoring - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-15\"\n        data-product=\"produkty dla firm faktoring\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1099\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka dla firm - Novalend<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2026\/08\/novalend.png\" alt=\"NovaLend Sp. z o.o. - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        10 000 - 1 mln z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        3 - 24 mies.                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>3,6,9,12,24 miesi\u0105ce<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        24 godziny             <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        3 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/novalend\/pozyczka?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=16&offer_id=1099&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"NovaLend Sp. z o.o. - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-16\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"990\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka Inwestycyjna dla firm Capitalko<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/95kb0f2uokgpw3tdtj0r3m.png\" alt=\"CapitalKo - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        5 000 - 300 000 z\u0142                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>EUR<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        3 - 36 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        15 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/capitalko-pozyczka-inwestycje?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=17&offer_id=990&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"CapitalKo - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-17\"\n        data-product=\"po\u017cyczki inne\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"661\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka Ratalna dla firm Wealthon<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/ganay4by6nizxdnxeffd.png\" alt=\" Wealthon  - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        10 000 - 200 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 - 36 mies.                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>12\/18\/24\/30\/36 miesi\u0119cy<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        48 godzin            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/wealthon\/pozyczkaratalna?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=18&offer_id=661&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\" Wealthon  - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-18\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1282\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka dla firm Novalend<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2026\/08\/novalend.png\" alt=\"NovaLend Sp. z o.o. - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        10 000 - 600 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        3 - 24 mies.                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>3,6,9,12,24 miesi\u0105ce<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        24 godziny            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczki-firmowe\/novalend?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=19&offer_id=1282&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"NovaLend Sp. z o.o. - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-19\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"237\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka pomostowa dla firm Wealthon<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/ganay4by6nizxdnxeffd.png\" alt=\" Wealthon  - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 750 000 z\u0142                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Warto\u015b\u0107 kredytu przynajmniej 1,5 razy wy\u017csza od warto\u015bci po\u017cyczki.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 10 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        48 godzin            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        60 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/wealthon\/pozyczkapomostowa?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=20&offer_id=237&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\" Wealthon  - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-20\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"226\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Faktoring dla firm FaktorOne<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/r1u97ppzaj0vjyzsdkuf1.png\" alt=\"FaktorOne S.A. - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        10 000 - 3.5 mln z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 120 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        15 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        0 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/factorone\/faktoring?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=21&offer_id=226&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"FaktorOne S.A. - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-21\"\n        data-product=\"produkty dla firm faktoring\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"229\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">eFaktoring dla firm od NFG<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/z1q2cka2yep1oebmj2t4uj.png\" alt=\"Narodowy Fundusz Gwarancyjny S.A. - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        200 - 300 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 36 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        5 minut            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/nfg\/faktoring?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=22&offer_id=229&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Narodowy Fundusz Gwarancyjny S.A. - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-22\"\n        data-product=\"produkty dla firm faktoring\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"989\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka Got\u00f3wkowa dla firm Capitalko<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/capitalko.png\" alt=\"CapitalKo - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        20 000 - 1 mln z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        3 - 18 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        do 24h            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/capitalko-dla-firm?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=23&offer_id=989&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"CapitalKo - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-23\"\n        data-product=\"po\u017cyczki po\u017cyczka dla firm\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"624\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(6, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 6 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Kredyt Got\u00f3wkowy dla firm Nest Bank<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/t7hn0iqlw18p87pta0ipj.png\" alt=\"Nest Bank - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        10 000 - 1 mln z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 - 96 mies.                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>12\/24\/36\/48\/60\/72\/84\/96<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        24 godziny            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Czas wyp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        24 miesi\u0119cy            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Wiek firmy<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/kredytfirma\/nestbank?aff_sub=tresc&aff_sub3=po%C5%BCyczki+dla+firm&aff_sub4=24&offer_id=624&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Nest Bank - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-24\"\n        data-product=\"kredyt firmowy\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                    <\/table>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n    \n\n\n\n<h2 class=\"wp-block-heading\">Jak czyta\u0107 ranking finansowania dla firm?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sk\u0142ad rankingu zmienia si\u0119 na bie\u017c\u0105co \u2013 konkretne firmy i ich warunki dzi\u015b mog\u0105 r\u00f3\u017cni\u0107 si\u0119 od tych sprzed miesi\u0105ca, dlatego zamiast wskazywa\u0107 \u201enajlepsz\u0105\u201d ofert\u0119, warto umie\u0107 por\u00f3wna\u0107 karty samodzielnie. Ka\u017cda karta pokazuje cztery parametry:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Kwota<\/strong> \u2013 zakres finansowania, od kilkuset z\u0142otych przy kr\u00f3tkoterminowych po\u017cyczkach po kilka milion\u00f3w przy wi\u0119kszych produktach; cz\u0119\u015b\u0107 ofert dopasowuje kwot\u0119 indywidualnie do sytuacji firmy.<\/li>\n\n\n\n<li><strong>Okres sp\u0142aty<\/strong> \u2013 od pojedynczych dni przy po\u017cyczkach pomostowych i typowej \u201echwil\u00f3wce firmowej\u201d po kilkadziesi\u0105t miesi\u0119cy, a w pojedynczych ofertach bankowych nawet kilka lat.<\/li>\n\n\n\n<li><strong>Czas wyp\u0142aty<\/strong> \u2013 od kilku minut (cz\u0119\u015b\u0107 ofert deklaruje wyp\u0142at\u0119 niemal natychmiast) do 48 godzin w produktach wymagaj\u0105cych pe\u0142nej oceny zdolno\u015bci kredytowej firmy.<\/li>\n\n\n\n<li><strong>Wiek firmy<\/strong> \u2013 wymagany sta\u017c dzia\u0142alno\u015bci r\u00f3\u017cni si\u0119 mocno mi\u0119dzy ofertami: cz\u0119\u015b\u0107 w og\u00f3le go nie wymaga (0 miesi\u0119cy), inne oczekuj\u0105 kilku, kilkunastu, a nawet ponad 20 miesi\u0119cy historii.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Dok\u0142adne kwoty, okresy i koszty sprawdzisz wy\u0142\u0105cznie w karcie konkretnej oferty w rankingu powy\u017cej \u2013 zmieniaj\u0105 si\u0119 cz\u0119\u015bciej ni\u017c ten artyku\u0142 i zale\u017c\u0105 od indywidualnej oceny Twojej firmy przez po\u017cyczkodawc\u0119.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Czy po\u017cyczk\u0119 dla firmy chroni\u0105 te same przepisy co po\u017cyczk\u0119 konsumenck\u0105?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Nie \u2013 i to kluczowa r\u00f3\u017cnica wzgl\u0119dem stron o chwil\u00f3wkach dla klient\u00f3w indywidualnych.<\/strong> Ustawa o kredycie konsumenckim chroni wy\u0142\u0105cznie konsumenta, czyli osob\u0119 fizyczn\u0105 dokonuj\u0105c\u0105 czynno\u015bci prawnej niezwi\u0105zanej bezpo\u015brednio z jej dzia\u0142alno\u015bci\u0105 gospodarcz\u0105 lub zawodow\u0105 (art. 22\u00b9 Kodeksu cywilnego, art. 3 ustawy o kredycie konsumenckim). Po\u017cyczka zaci\u0105gana na cele firmowe \u2013 niezale\u017cnie od tego, czy bierze j\u0105 sp\u00f3\u0142ka, czy jednoosobowa dzia\u0142alno\u015b\u0107 gospodarcza \u2013 nie jest kredytem konsumenckim. W praktyce oznacza to, \u017ce:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Nie obowi\u0105zuje ustawowy limit koszt\u00f3w pozaodsetkowych (MPKK) z art. 36a.<\/strong> Ten limit dotyczy wy\u0142\u0105cznie kredytu konsumenckiego \u2013 przy po\u017cyczce dla firmy wysoko\u015b\u0107 prowizji i op\u0142at reguluje umowa, a nie sztywny wz\u00f3r ustawowy.<\/li>\n\n\n\n<li><strong>Nie ma gwarantowanych 14 dni na odst\u0105pienie od umowy<\/strong> ani obowi\u0105zkowego formularza informacyjnego z art. 14 \u2013 to uprawnienia zastrze\u017cone dla konsument\u00f3w (art. 53 ust. 1 i art. 54 ust. 1 oraz art. 14 ustawy o kredycie konsumenckim).<\/li>\n\n\n\n<li><strong>Ograniczenie odsetek maksymalnych nadal obowi\u0105zuje.<\/strong> Odsetki maksymalne z art. 359 \u00a7 2\u00b9 Kodeksu cywilnego (obecnie 14,50% w skali roku) dotycz\u0105 ka\u017cdej umowy po\u017cyczki \u2013 tak\u017ce mi\u0119dzy przedsi\u0119biorcami \u2013 bo ten przepis nie jest zastrze\u017cony dla konsument\u00f3w. Nie chroni to jednak przed wysokimi op\u0142atami i prowizjami, kt\u00f3re nie mieszcz\u0105 si\u0119 w definicji odsetek.<\/li>\n\n\n\n<li><strong>Wyj\u0105tek dla jednoosobowej dzia\u0142alno\u015bci gospodarczej: klauzule abuzywne.<\/strong> Je\u015bli prowadzisz JDG, a umowa po\u017cyczki nie ma dla Ciebie charakteru zawodowego (czyli nie mie\u015bci si\u0119 w zakresie kod\u00f3w PKD wpisanych w CEIDG), korzystasz z ochrony przed niedozwolonymi postanowieniami umownymi na takich samych zasadach jak konsument (art. 385\u2075 w zwi\u0105zku z art. 385\u00b9\u2013385\u00b3 Kodeksu cywilnego). To nie przywraca limitu MPKK ani prawa odst\u0105pienia, ale pozwala podwa\u017cy\u0107 ra\u017c\u0105co niekorzystne zapisy umowy.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Z tego wynika praktyczna wskaz\u00f3wka: przy finansowaniu dla firmy to przede wszystkim tre\u015b\u0107 umowy \u2013 nie ustawa o kredycie konsumenckim \u2013 decyduje o kosztach i warunkach wypowiedzenia, cho\u0107 jednoosobowe dzia\u0142alno\u015bci gospodarcze mog\u0105 w niekt\u00f3rych sytuacjach powo\u0142a\u0107 si\u0119 na ochron\u0119 przed klauzulami abuzywnymi opisan\u0105 wy\u017cej. Czytaj umow\u0119 uwa\u017cniej ni\u017c przy po\u017cyczce konsumenckiej i, przy wi\u0119kszych kwotach, rozwa\u017c konsultacj\u0119 z prawnikiem gospodarczym lub ksi\u0119gowym przed podpisaniem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rejestr instytucji po\u017cyczkowych prowadzony przez KNF (<a href=\"https:\/\/rpkip.knf.gov.pl\" rel=\"nofollow noopener\" target=\"_blank\">rpkip.knf.gov.pl<\/a>) obejmuje kredytodawc\u00f3w udzielaj\u0105cych kredytu <strong>konsumenckiego<\/strong>, wi\u0119c firma dzia\u0142aj\u0105ca wy\u0142\u0105cznie w segmencie B2B mo\u017ce w nim nie figurowa\u0107, mimo \u017ce dzia\u0142a legalnie. Zamiast tego rejestru sprawd\u017a wiarygodno\u015b\u0107 po\u017cyczkodawcy w Krajowym Rejestrze S\u0105dowym lub CEIDG, poszukaj opinii innych przedsi\u0119biorc\u00f3w, a przy ofertach bankowych \u2013 zweryfikuj, \u017ce dana instytucja jest bankiem nadzorowanym bezpo\u015brednio przez KNF.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Unijna dyrektywa CCD2, kt\u00f3ra zacznie obowi\u0105zywa\u0107 od 20 listopada 2026 r., zmieni zasady kredytu <strong>konsumenckiego<\/strong> \u2013 po\u017cyczek dla firm nie obejmie bezpo\u015brednio, bo nadal b\u0119d\u0105 poza definicj\u0105 tego kredytu. Szczeg\u00f3\u0142y reformy znajdziesz w sekcji \u201eCo zmieni si\u0119 od 20 listopada 2026 roku?\u201d na stronie <a href=\"https:\/\/kontomierz.pl\/blog\/pozyczki\/\" data-type=\"page\" data-id=\"22\">Po\u017cyczki pozabankowe<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dlaczego warto rozwa\u017cy\u0107 chwil\u00f3wki dla firm?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Szybko\u015b\u0107 i dost\u0119pno\u015b\u0107<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Jednym z najwi\u0119kszych atut\u00f3w finansowania pozabankowego dla firm jest jego szybko\u015b\u0107. Proces wnioskowania i otrzymania \u015brodk\u00f3w bywa uproszczony, a decyzje \u2013 w cz\u0119\u015bci ofert \u2013 zapadaj\u0105 w ci\u0105gu kilku godzin. Dzi\u0119ki temu przedsi\u0119biorca mo\u017ce skorzysta\u0107 z got\u00f3wki niemal natychmiast, co bywa kluczowe w sytuacjach wymagaj\u0105cych szybkiej reakcji. Tempo r\u00f3\u017cni si\u0119 jednak mocno mi\u0119dzy produktami \u2013 im wy\u017csza kwota i d\u0142u\u017cszy okres sp\u0142aty, tym wi\u0119cej czasu zajmuje ocena wniosku.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mniej formalno\u015bci ni\u017c przy klasycznym kredycie bankowym<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kr\u00f3tkoterminowe po\u017cyczki dla firm ograniczaj\u0105 si\u0119 zwykle do podstawowych informacji o dzia\u0142alno\u015bci gospodarczej \u2013 wpisu do CEIDG lub KRS, historii na koncie firmowym, czasem o\u015bwiadczenia o przychodach. To realna oszcz\u0119dno\u015b\u0107 czasu wzgl\u0119dem kredytu bankowego, kt\u00f3ry wymaga pe\u0142nej dokumentacji finansowej. Wi\u0119ksze kwoty i d\u0142u\u017csze okresy sp\u0142aty (np. w ofertach bankowych czy z gwarancj\u0105) wracaj\u0105 jednak do standardowej procedury z za\u015bwiadczeniami i analiz\u0105 zdolno\u015bci kredytowej.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Elastyczno\u015b\u0107 oferty<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Finansowanie dla firm online oferuje du\u017c\u0105 rozpi\u0119to\u015b\u0107 \u2013 od niewielkich, kr\u00f3tkoterminowych po\u017cyczek po kredyty inwestycyjne i faktoring. Firmy mog\u0105 wybiera\u0107 spo\u015br\u00f3d r\u00f3\u017cnych kwot i termin\u00f3w sp\u0142aty, dopasowuj\u0105c ofert\u0119 do swoich potrzeb. Dzi\u0119ki temu <a href=\"https:\/\/kontomierz.pl\/blog\/chwilowki\/\" data-type=\"page\" data-id=\"75\">chwil\u00f3wki<\/a> w wersji firmowej s\u0105 dost\u0119pne zar\u00f3wno dla ma\u0142ych, jak i wi\u0119kszych przedsi\u0119biorstw \u2013 warunki wej\u015bcia (m.in. minimalny sta\u017c dzia\u0142alno\u015bci) r\u00f3\u017cni\u0105 si\u0119 jednak istotnie mi\u0119dzy ofertami.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Zalety i wady po\u017cyczek dla firm<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Zalety po\u017cyczek dla firm<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1. Szybki dost\u0119p do \u015brodk\u00f3w<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Jedn\u0105 z g\u0142\u00f3wnych zalet po\u017cyczek dla firm jest mo\u017cliwo\u015b\u0107 szybkiego pozyskania \u015brodk\u00f3w finansowych. To szczeg\u00f3lnie wa\u017cne w sytuacjach, gdy przedsi\u0119biorstwo potrzebuje natychmiastowego wsparcia \u2013 na przyk\u0142ad przy nieoczekiwanych wydatkach czy nag\u0142ej okazji inwestycyjnej.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2. Prosty proces aplikacji<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Proces wnioskowania o kr\u00f3tkoterminowe finansowanie dla firmy bywa prosty i szybki, z minimaln\u0105 liczb\u0105 dokument\u00f3w. Dzi\u0119ki temu przedsi\u0119biorcy nie trac\u0105 czasu na zbieranie za\u015bwiadcze\u0144 i mog\u0105 skupi\u0107 si\u0119 na prowadzeniu dzia\u0142alno\u015bci.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3. Elastyczne warunki sp\u0142aty<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Cz\u0119\u015b\u0107 ofert pozwala dopasowa\u0107 harmonogram sp\u0142at do mo\u017cliwo\u015bci finansowych firmy. Wyb\u00f3r odpowiedniego okresu sp\u0142aty i wysoko\u015bci rat pomaga unikn\u0105\u0107 problem\u00f3w z p\u0142ynno\u015bci\u0105 \u2013 warunki te ustala jednak umowa, nie ustawa, wi\u0119c warto negocjowa\u0107 je przed podpisaniem.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Wady po\u017cyczek dla firm<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1. Brak ustawowego limitu koszt\u00f3w<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">W przeciwie\u0144stwie do po\u017cyczek konsumenckich, koszty pozaodsetkowe po\u017cyczki dla firmy nie s\u0105 ograniczone limitem MPKK z art. 36a ustawy o kredycie konsumenckim \u2013 ten przepis dotyczy tylko konsument\u00f3w. Prowizje i op\u0142aty dodatkowe mog\u0105 wi\u0119c by\u0107 wy\u017csze ni\u017c w przypadku kredytu bankowego czy po\u017cyczki konsumenckiej \u2013 jedyn\u0105 tward\u0105 granic\u0105 pozostaj\u0105 odsetki maksymalne z Kodeksu cywilnego oraz og\u00f3lne zasady dotycz\u0105ce nadu\u017cycia prawa (lichwy).<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2. Kr\u00f3tkie okresy sp\u0142aty<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Kr\u00f3tkoterminowe po\u017cyczki dla firm cz\u0119sto maj\u0105 kr\u00f3tkie okresy sp\u0142aty, co bywa wyzwaniem przy ograniczonej p\u0142ynno\u015bci finansowej. Wymaga to dok\u0142adnego planowania i regularnych wp\u0142yw\u00f3w, zanim firma zdecyduje si\u0119 na tak\u0105 form\u0119 finansowania.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3. Ryzyko zad\u0142u\u017cenia<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Zaci\u0105ganie po\u017cyczek, zw\u0142aszcza kr\u00f3tkoterminowych, niesie ryzyko nadmiernego zad\u0142u\u017cenia firmy. Przedsi\u0119biorca powinien dok\u0142adnie oceni\u0107 zdolno\u015b\u0107 do sp\u0142aty, \u017ceby unikn\u0105\u0107 problem\u00f3w finansowych i \u2013 w skrajnych przypadkach \u2013 zagro\u017cenia niewyp\u0142acalno\u015bci\u0105.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak wybra\u0107 najlepsz\u0105 ofert\u0119?<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Przeanalizuj swoje potrzeby<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Przed podj\u0119ciem decyzji o zaci\u0105gni\u0119ciu po\u017cyczki dla firmy warto dok\u0142adnie przeanalizowa\u0107 potrzeby finansowe. Okre\u015bl, jaka kwota jest potrzebna i na jak d\u0142ugo, oraz czy firma b\u0119dzie w stanie regularnie sp\u0142aca\u0107 raty, zanim por\u00f3wna oferty w rankingu powy\u017cej.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sprawd\u017a warunki umowy<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dok\u0142adne zapoznanie si\u0119 z umow\u0105 to klucz do unikni\u0119cia nieprzyjemnych niespodzianek \u2013 zw\u0142aszcza \u017ce przy po\u017cyczce dla firmy to umowa, a nie ustawa, ustala wi\u0119kszo\u015b\u0107 zasad. Upewnij si\u0119, \u017ce rozumiesz wszystkie zapisy: ca\u0142kowity koszt, harmonogram sp\u0142at, konsekwencje op\u00f3\u017anie\u0144 oraz warunki ewentualnego wcze\u015bniejszego zamkni\u0119cia umowy. W razie w\u0105tpliwo\u015bci skonsultuj si\u0119 z ksi\u0119gowym lub prawnikiem gospodarczym, zanim podpiszesz dokument.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Por\u00f3wnaj oferty<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">W rankingu powy\u017cej znajdziesz oferty r\u00f3\u017cnego typu \u2013 od kr\u00f3tkoterminowych po\u017cyczek got\u00f3wkowych po faktoring i kredyty bankowe. Por\u00f3wnaj je pod k\u0105tem kwoty, okresu sp\u0142aty, koszt\u00f3w ca\u0142kowitych oraz wymaganego sta\u017cu dzia\u0142alno\u015bci. Wybierz t\u0119, kt\u00f3ra najlepiej odpowiada realnym potrzebom i mo\u017cliwo\u015bciom sp\u0142aty Twojej firmy \u2013 nie tylko t\u0119 z najkr\u00f3tszym czasem wyp\u0142aty.<\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Nag\u0142a okazja inwestycyjna albo nieplanowany wydatek nie czekaj\u0105 na termin w banku. W takich sytuacjach przedsi\u0119biorcy si\u0119gaj\u0105 po szybkie finansowanie pozabankowe \u2013 potocznie nazywane \u201echwil\u00f3wkami dla firm\u201d, cho\u0107 w praktyce ranking poni\u017cej obejmuje bardzo r\u00f3\u017cne produkty: od kr\u00f3tkoterminowych po\u017cyczek got\u00f3wkowych, przez faktoring, po kredyty bankowe i finansowanie z gwarancj\u0105. W artykule pokazujemy, jak czyta\u0107 taki [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":75,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-111","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/comments?post=111"}],"version-history":[{"count":6,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111\/revisions"}],"predecessor-version":[{"id":431,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/111\/revisions\/431"}],"up":[{"embeddable":true,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/75"}],"wp:attachment":[{"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/media?parent=111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}