{"id":148,"date":"2024-07-23T11:20:33","date_gmt":"2024-07-23T11:20:33","guid":{"rendered":"https:\/\/kontomierz.pl\/blog\/?page_id=148"},"modified":"2026-08-18T15:38:57","modified_gmt":"2026-08-18T15:38:57","slug":"pewna-pozyczka-na-juz-online","status":"publish","type":"page","link":"https:\/\/kontomierz.pl\/blog\/pozyczki\/pewna-pozyczka-na-juz-online\/","title":{"rendered":"Pewna po\u017cyczka na ju\u017c online"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u201ePewna po\u017cyczka\u201d brzmi jak obietnica gwarantowanej decyzji, a taka w legalnym obrocie nie istnieje \u2013 instytucja po\u017cyczkowa mo\u017ce udzieli\u0107 kredytu wy\u0142\u0105cznie po pozytywnej ocenie zdolno\u015bci kredytowej. Pewna mo\u017ce by\u0107 za to sama firma: legalna, sprawdzalna w rejestrze KNF, z jasno podanym kosztem. Ten poradnik pokazuje, co realnie da si\u0119 zweryfikowa\u0107 przed z\u0142o\u017ceniem wniosku, ile naprawd\u0119 trwa wyp\u0142ata \u201ena ju\u017c\u201d i po czym pozna\u0107 ofert\u0119, kt\u00f3ra pewna nie jest. Stan prawny na sierpie\u0144 2026 r.<\/strong><\/p>\n\n\n    <style type=\"text\/css\">\n        .ranking-table__row--highlighted::before {\n            content: \"Promocja\";\n        }\n    <\/style>\n\n    <div class=\"js-finelf-ranking js-finelf-ranking-27\"\n            >\n        \n        \n        <div class=\"finelf-ranking \">\n            <div class=\"ranking-container\">\n                \n                <div class=\"finelf-ranking-date\">\n    <div class=\"finelf-ranking-date__left\">Ostatnia aktualizacja: <span>27 sierpnia, 2026<\/span><\/div>\n<\/div>\n\n                <table class=\"ranking-table\">\n                    <tbody class=\"js-ranking-table\">\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"138\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Broker po\u017cyczkowy Kredyt Dla Zad\u0142u\u017conych<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/4wcrpazbbhjmh6722rsqu.png\" alt=\"Kredyt-dla-zadluzonych.pl - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 100 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        2 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        95 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/kredytdlazadluzonych?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=1&offer_id=138&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Kredyt-dla-zadluzonych.pl - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-1\"\n        data-product=\"po\u017cyczki pingtree\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1147\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka ratalna Creditstar<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/k24eqlzoa49szp4iyveyor.png\" alt=\"Creditstar Poland Sp. z o.o. - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 50 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 - 72 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        95 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/credit-star\/pozyczka?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=2&offer_id=1147&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Creditstar Poland Sp. z o.o. - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-2\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"319\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Supergrosz<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/por5khyer0k7n1gidlx1rs.png\" alt=\"Super Grosz - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 30 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        4 - 50 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        86 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/supergrosz?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=3&offer_id=319&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Super Grosz - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-3\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"971\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Broker Po\u017cyczkowy Rata Pro<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/kgwfsufgppk17h4n94ck0v.jpeg\" alt=\"RataPro - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 60 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        3 - 48 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        74 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczka\/ratapro?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=4&offer_id=971&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"RataPro - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-4\"\n        data-product=\"po\u017cyczki pingtree\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1120\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Broker po\u017cyczkowy Flotino<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/04\/0hyk66rybyd0zwm3r6ipj7.png\" alt=\"Flotino - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 10 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        62 - 120 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        88 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczka-ratalna\/flotino?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=5&offer_id=1120&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Flotino - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-5\"\n        data-product=\"po\u017cyczki pingtree\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"654\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Broker po\u017cyczkowy Cashtero<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/cashtero.png\" alt=\"Cashtero - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 10 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        61 - 90 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        87 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczka\/cashtero?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=6&offer_id=654&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Cashtero - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-6\"\n        data-product=\"po\u017cyczki pingtree\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"322\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Wandoo<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/k8hn905u5pdbh9w1648l.png\" alt=\"Wandoo - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 5 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        91 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/wandoo?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=7&offer_id=322&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Wandoo - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-7\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"298\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Smartney<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/n8xpwl7gx8fllh35ibsog.png\" alt=\"Smartney - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 150 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        78 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 kredytu liczona jest na podstawie liczby kredyt\u00f3w udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/smartney?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=8&offer_id=298&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Smartney - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-8\"\n        data-product=\"kredyt got\u00f3wkowy\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"325\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Smart Po\u017cyczka<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/4g57n78ajt5t8mdtqq8k2c.jpeg\" alt=\"Smart Po\u017cyczka - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 20 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        65 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        91 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/smartpozyczka?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=9&offer_id=325&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Smart Po\u017cyczka - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-9\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"301\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Vivigo (dawniej Vivus)<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2026\/08\/apw6my09nnm7rwyvxyrp.jpeg\" alt=\"Soonly Finance - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 4 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        61 dni                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Okres sp\u0142aty wynosi 61 dni przy pierwszej po\u017cyczce - kolejne 30 dni <\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        90 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/vivus?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=10&offer_id=301&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Soonly Finance - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-10\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"302\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Po\u017cyczka Plus<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/47l1rhgu5di6qlwo4mbucj.jpeg\" alt=\"Po\u017cyczka Plus - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 20 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        89 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczkaplus?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=11&offer_id=302&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Po\u017cyczka Plus - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-11\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1017\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Broker po\u017cyczkowy taRata<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/crbuy9qrla91p7ul65xll.png\" alt=\"taRata - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 150 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        3 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        82 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/tarata\/pozyczka-online?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=12&offer_id=1017&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"taRata - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-12\"\n        data-product=\"po\u017cyczki pingtree\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"970\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa EkspresPo\u017cyczka<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/zzv3xe0jq1a8txchw8w59g.png\" alt=\"Ekspres Po\u017cyczka - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 8 000 z\u0142                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Pierwsza: od 500 z\u0142 do 8 000 z\u0142, Kolejna: od 1 000 z\u0142 do 8 000 z\u0142<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        91 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/ekspres-pozyczka\/chwilowka?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=13&offer_id=970&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Ekspres Po\u017cyczka - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-13\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"297\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa \u201enaCoDzie\u0144\u201d Provident<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/5ct09abdmuq09d2it5v3.png\" alt=\"Provident - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 30 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        12 - 48 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        89 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/provident\/samoobslugowa?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=14&offer_id=297&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Provident - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-14\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1220\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Binixo - broker po\u017cyczkowy<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/06\/yf0ftl4vwjvkx0i8wopt.png\" alt=\"Binixo - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 10 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        80 %            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczka\/binixo-broker?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=15&offer_id=1220&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Binixo - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-15\"\n        data-product=\"po\u017cyczki pingtree\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1222\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa EasyPLN<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/08\/3yxhf0akfka050m0isf0lhc.png\" alt=\"EasyPLN - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 10 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 3 mies.                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Mo\u017cliwy okres sp\u0142aty: 30 dni lub 3 miesi\u0105ce<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        89 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczki\/easypln?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=16&offer_id=1222&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"EasyPLN - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-16\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"151\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/m6irpbeedpo28htjyuko4.png\" alt=\"Eurocent - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 100 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        93 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/eurocent?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=17&offer_id=151&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Eurocent - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-17\"\n        data-product=\"po\u017cyczki pingtree\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1025\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Funeda<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/qgdo5bwodiygja7nlmb7c.png\" alt=\"Funeda - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 100 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        95 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/funeda\/pozyczki?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=18&offer_id=1025&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Funeda - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-18\"\n        data-product=\"po\u017cyczki pingtree\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1284\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Poozyczka<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2026\/08\/mg2de6tq2qroae8u7702.png\" alt=\"Poozyczka.pl - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 100 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        2 - 120 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        95 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pozyczki\/poozyczka?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=19&offer_id=1284&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Poozyczka.pl - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-19\"\n        data-product=\"po\u017cyczki pingtree\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"589\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Online Got\u00f3wka<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/03\/300x100.png\" alt=\"Online Got\u00f3wka - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        400 - 20 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        30 - 65 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        30 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/onlinegotowka?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=20&offer_id=589&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Online Got\u00f3wka - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-20\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1159\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Pewna Po\u017cyczka<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/6k72rmdrfxfta8rweb9zub.png\" alt=\"Pewna Po\u017cyczka - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 10 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 6 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        92 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.\t\n<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/pewna-pozyczka?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=21&offer_id=1159&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Pewna Po\u017cyczka - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-21\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"259\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/06\/Freezlo.png\" alt=\"Freezl - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        400 - 15 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        7 - 65 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        49 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/freezl?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=22&offer_id=259&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Freezl - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-22\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"332\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Szybka Got\u00f3wka<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/szybkagotowka.png\" alt=\"Szybka Got\u00f3wka - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        700 - 20 000 z\u0142                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>do 5000 dla nowego klienta<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        7 - 65 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        72 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/szybkagotowka?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=23&offer_id=332&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Szybka Got\u00f3wka - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-23\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"623\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Feniko<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/iex9hxz83ceg5tju7hpec.png\" alt=\"Feniko - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        300 - 7 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        7 - 61 dni                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>30 dni\n61 dni\n2 raty<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        93 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/feniko?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=24&offer_id=623&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Feniko - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-24\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1151\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Oros.pl<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/oros.png\" alt=\"Oros - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 20 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        85 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/czs-form\/oros?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=25&offer_id=1151&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Oros - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-25\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"277\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2026\/08\/7v733mljm4ifox7oob09sf.png\" alt=\"KredytOK - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 20 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 - 36 mies.                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>6, 12, 18, 24, 30, 36 rat<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        91 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/kredytok?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=26&offer_id=277&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"KredytOK - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-26\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"782\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Wirtualna karta kredytowa Netcredit<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/rusih6jd1jq7ywy298eil.png\" alt=\"Net Credit - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 20 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 12 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        80 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/net-credit\/wirtualna-karta-kredytowa?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=27&offer_id=782&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Net Credit - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-27\"\n        data-product=\"karta kredytowa\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"327\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka got\u00f3wkowa Wonga<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/Wonga.png\" alt=\"Wonga - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        100 - 8 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        61 dni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        74 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/wonga?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=28&offer_id=327&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Wonga - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-28\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"727\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Net Got\u00f3wka<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/nmgt3mkzm3pbw0bcz4sxqj.png\" alt=\"Net Got\u00f3wka - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        3 000 - 5 000 z\u0142                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>nowy i sta\u0142y klient PL i UA: od 3.000 z\u0142 do 5.000 z\u0142 na okres 4 miesi\u0119cy.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        4 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        78 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/netgotowka\/chwilowka-pl-ua?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=29&offer_id=727&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Net Got\u00f3wka - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-29\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"157\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Po\u017cyczka Ratalna i biznesowa Ekassa<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/idi1ol7xjvuqv5kyb47i.jpeg\" alt=\"Ekassa - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        2 000 - 100 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 36 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        58 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/ekassa\/firmowe-ratalne?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=30&offer_id=157&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Ekassa - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-30\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"353\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Wonga Po\u017cyczka Ratalna<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/Wonga.png\" alt=\"Wonga - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 15 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        6 - 42 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        75 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/wongaratalna?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=31&offer_id=353&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Wonga - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-31\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1150\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Bocian po\u017cyczki<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/5soyrg69h699n9pnd5ctal.png\" alt=\"Bocian po\u017cyczki - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        600 - 2 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        35 - 44 tygodni            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        85 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/czs-form\/bocian-pozyczka?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=32&offer_id=1150&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Bocian po\u017cyczki - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-32\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"1116\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-product-attributes\"\n                                                                            style=\"grid-column: span 5 \/ auto;\"\n                                                                    >\n                                    <div class=\"ranking-table-cell-product-attributes\">\n                                                                                                                            <div class=\"ranking-table-cell-product-attributes__name\">Miloan<\/div>\n                                                                            <\/div>\n                                <\/td>\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/miloan-150x47.png\" alt=\"Miloan - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 5 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 - 12 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        85 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/czs-form\/miloan?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=33&offer_id=1116&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Miloan - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-33\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"324\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/kuki.png\" alt=\"Kuki - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        500 - 20 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        60 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/kuki?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=34&offer_id=324&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Kuki - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-34\"\n        data-product=\"po\u017cyczki chwil\u00f3wka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                            <tr class=\"ranking-table__row  js-ranking-row\"\n                             data-offer-id=\"252\"                             data-total-amount-min=\"UNSET\"                             data-fixed-priority=\"UNSET\"                            \n                            \n                                                            style=\"grid-template-columns: repeat(5, 1fr);\"\n                                                    >\n\n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-logo\">\n            <div class=\"ranking-offer__logo\">\n            <img decoding=\"async\" height=\"52\" width=\"138\" loading=\"lazy\" src=\"https:\/\/kontomierz.pl\/blog\/wp-content\/uploads\/2025\/02\/aasa.png\" alt=\"Aasa - opinie\">\n        <\/div>\n    <\/td>\n\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        1 000 - 25 000 z\u0142            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Kwota<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        36 mies.            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Okres sp\u0142aty<\/div>\n<\/td>\n                                                            <td class=\"ranking-table__cell ranking-table__cell-param\">\n    <div class=\"ranking-table__cell-param-value\">\n        79 %                    <div class=\"ranking-table__cell-param-tooltip\">?\n    <span>Przyznawalno\u015b\u0107 po\u017cyczki liczona jest na podstawie liczby po\u017cyczek udzielonych w ostatnich trzech miesi\u0105cach.<\/span>\n<\/div>\n            <\/div>\n    <div class=\"ranking-table__cell-param-name\">Przyznawalno\u015b\u0107<\/div>\n<\/td>\n                            \n                            \n                            \n                            <td class=\"ranking-table__cell ranking-table__cell-action\">\n            \n            <a  href=\"https:\/\/kontomierz.pl\/blog\/wniosek\/aasa?aff_sub=tresc&aff_sub3=Po%C5%BCyczki+z+komornikiem&aff_sub4=35&offer_id=252&source=https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148&aff_sub2=https:\/\/kontomierz.pl\/blog\" rel=\"nofollow\"\n        title=\"Aasa - zobacz wi\u0119cej\"\n        target=\"_blank\" class=\"ranking-table__action-button js-ranking-table-action-button  \"\n        id=\"conversion-table-35\"\n        data-product=\"po\u017cyczki ratalka\"\n        data-push-offer-click-event=\"\"\n        data-push-offer-click-event=\"\">\n        \u00bbSPRAWD\u0179\u00ab    <\/a>\n\n            <\/td>\n\n                            \n                            \n                            \n                                                    <\/tr>\n                                    <\/table>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n    \n\n\n\n<p class=\"wp-block-paragraph\">Dane w zestawieniu pochodz\u0105 od po\u017cyczkodawc\u00f3w i s\u0105 od\u015bwie\u017cane automatycznie. Obecno\u015b\u0107 firmy w tabeli nie oznacza, \u017ce otrzymasz od niej pieni\u0105dze \u2013 o decyzji rozstrzyga ocena Twojej zdolno\u015bci kredytowej. Jedna z kart nale\u017cy do firmy dzia\u0142aj\u0105cej pod nazw\u0105 Pewna Po\u017cyczka \u2013 to marka konkretnego po\u017cyczkodawcy, a nie kategoria produktu, o kt\u00f3rej mowa w tytule tej strony (wi\u0119cej ni\u017cej). Wi\u0105\u017c\u0105ce warunki znajdziesz w formularzu informacyjnym i w umowie u wybranej firmy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Czy istnieje po\u017cyczka ze 100% przyznawalno\u015bci\u0105?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nie \u2013 i nie chodzi tu o ostro\u017cno\u015b\u0107 firm, tylko o przepis. <strong>Instytucja po\u017cyczkowa uzale\u017cnia udzielenie kredytu konsumenckiego od <em>pozytywnej<\/em> oceny zdolno\u015bci kredytowej kredytobiorcy<\/strong> (art. 9a ust. 1 ustawy z 12 maja 2011 r. o kredycie konsumenckim). Firma, kt\u00f3ra obiecywa\u0142aby decyzj\u0119 z g\u00f3ry, deklarowa\u0142aby tym samym, \u017ce zamierza ten obowi\u0105zek z\u0142ama\u0107. Dlatego has\u0142o \u201egwarantowana po\u017cyczka\u201d jest sygna\u0142em ostrzegawczym, a nie przewag\u0105 konkurencyjn\u0105.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Co wi\u0119c naprawd\u0119 r\u00f3\u017cni oferty? Odsetek zaakceptowanych wniosk\u00f3w. W zestawieniu na tej stronie ka\u017cda karta zawiera kolumn\u0119 \u201ePrzyznawalno\u015b\u0107\u201d, pokazuj\u0105c\u0105 odsetek wniosk\u00f3w zaakceptowanych w ostatnich trzech miesi\u0105cach. Rozrzut jest spory \u2013 w sierpniu 2026 r. warto\u015bci si\u0119ga\u0142y od oko\u0142o 30% do 95%. To jeden z niewielu mierzalnych sygna\u0142\u00f3w dost\u0119pno\u015bci, jakimi dysponujesz przed z\u0142o\u017ceniem wniosku, i warto go czyta\u0107 razem z kwot\u0105 oraz okresem sp\u0142aty. Pami\u0119taj tylko, czym on jest: <strong>statystyk\u0105, nie obietnic\u0105 wobec Ciebie<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Realistycznie najwi\u0119ksze szanse masz tam, gdzie kwota jest niewielka, a okres kr\u00f3tki. Wniosek o kilkaset z\u0142otych na miesi\u0105c oceniany jest \u0142agodniej ni\u017c wniosek o kilkadziesi\u0105t tysi\u0119cy na dziesi\u0119\u0107 lat \u2013 nie z uprzejmo\u015bci firmy, tylko z rachunku ryzyka.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u201ePewna\u201d znaczy sprawdzona: cztery rzeczy do zweryfikowania przed wnioskiem<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Skoro nie da si\u0119 zagwarantowa\u0107 decyzji, przenie\u015bmy pewno\u015b\u0107 tam, gdzie realnie da si\u0119 j\u0105 uzyska\u0107 \u2013 na firm\u0119 i na koszt. Cztery kroki poni\u017cej zajmuj\u0105 \u0142\u0105cznie kilkana\u015bcie minut i eliminuj\u0105 wi\u0119kszo\u015b\u0107 ryzyk.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Sprawd\u017a firm\u0119 w rejestrze KNF.<\/strong> Wpisz jej nazw\u0119 lub numer KRS do wyszukiwarki pod adresem <a href=\"https:\/\/rpkip.knf.gov.pl\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">rpkip.knf.gov.pl<\/a>. Instytucja po\u017cyczkowa mo\u017ce podj\u0105\u0107 dzia\u0142alno\u015b\u0107 dopiero po wpisie do rejestru instytucji po\u017cyczkowych (art. 59aa ust. 1 ustawy o kredycie konsumenckim), po\u015brednik kredytowy \u2013 po wpisie do rejestru po\u015brednik\u00f3w kredytowych (art. 59da ust. 1), a od 1 stycznia 2024 r. dzia\u0142alno\u015b\u0107 instytucji po\u017cyczkowych podlega nadzorowi KNF (art. 59df ust. 1). Prowadzenie takiej dzia\u0142alno\u015bci bez spe\u0142nienia warunk\u00f3w ustawowych jest przest\u0119pstwem zagro\u017conym grzywn\u0105 do 500 000 z\u0142 i kar\u0105 pozbawienia wolno\u015bci do lat 2 (art. 59e).<\/li>\n\n\n\n<li><strong>Za\u017c\u0105daj formularza informacyjnego przed umow\u0105.<\/strong> Kredytodawca ma obowi\u0105zek przekaza\u0107 Ci go na trwa\u0142ym no\u015bniku, a podane w nim dane wi\u0105\u017c\u0105 go przez <strong>co najmniej jeden dzie\u0144 roboczy<\/strong> (art. 14 ust. 2). To Twoje ustawowe okno na policzenie koszt\u00f3w na spokojnie i por\u00f3wnanie ofert.<\/li>\n\n\n\n<li><strong>Por\u00f3wnuj RRSO i ca\u0142kowit\u0105 kwot\u0119 do zap\u0142aty, nie oprocentowanie.<\/strong> Rzeczywista roczna stopa oprocentowania obejmuje wszystkie koszty ponoszone w zwi\u0105zku z umow\u0105 i jest liczona wed\u0142ug wzoru z ustawy (art. 5 pkt 12 i art. 25 ust. 1). Oprocentowanie m\u00f3wi o jednym sk\u0142adniku; RRSO \u2013 o ca\u0142o\u015bci.<\/li>\n\n\n\n<li><strong>Zweryfikuj koszt wobec ustawowych limit\u00f3w.<\/strong> Je\u017celi oferta je przekracza, nie jest \u201edroga\u201d \u2013 jest niezgodna z prawem, a nadwy\u017cka po prostu si\u0119 firmie nie nale\u017cy (art. 36a ust. 3). Limity znajdziesz ni\u017cej na tej stronie.<\/li>\n<\/ol>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Uwaga na dwuznaczno\u015b\u0107 nazwy. W zestawieniu powy\u017cej znajdziesz r\u00f3wnie\u017c kart\u0119 firmy o nazwie <strong>Pewna Po\u017cyczka<\/strong> \u2013 to marka konkretnego po\u017cyczkodawcy, a nie kategoria produktu ani ocena jako\u015bci. Ta strona dotyczy poj\u0119cia og\u00f3lnego: po\u017cyczki wiarygodnej i bezpiecznej. Je\u017celi szukasz informacji o samej marce, przeczytaj nasz\u0105 osobn\u0105 <a href=\"https:\/\/kontomierz.pl\/blog\/pewna-pozyczka-opinie-i-analiza-pozyczek\/\" data-type=\"post\" data-id=\"381\">analiz\u0119 i opinie o Pewna Po\u017cyczka<\/a>.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">Ile naprawd\u0119 trwa po\u017cyczka \u201ena ju\u017c\u201d?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Reklamowe \u201epieni\u0105dze w 15 minut\u201d dotyczy zwykle <em>decyzji<\/em>, a nie momentu, w kt\u00f3rym \u015brodki s\u0105 na Twoim koncie. Te dwie rzeczy dzieli infrastruktura rozliczeniowa, a ona ma swoje godziny.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ten sam bank co po\u017cyczkodawca<\/strong>: przelew jest ksi\u0119gowany wewn\u0119trznie, wi\u0119c pieni\u0105dze bywaj\u0105 dost\u0119pne w kilka minut. Dlatego firmy prowadz\u0105 rachunki w kilku bankach naraz.<\/li>\n\n\n\n<li><strong>Przelew natychmiastowy Express Elixir<\/strong>: system Krajowej Izby Rozliczeniowej dzia\u0142a 24 godziny na dob\u0119, 7 dni w tygodniu, tak\u017ce w \u015bwi\u0119ta, a \u015brodki docieraj\u0105 w kilkadziesi\u0105t sekund. Warunek: obie strony musz\u0105 mie\u0107 rachunki w bankach, kt\u00f3re go obs\u0142uguj\u0105, a przelew musi zosta\u0107 nadany w\u0142a\u015bnie w tym trybie.<\/li>\n\n\n\n<li><strong>Zwyk\u0142y przelew mi\u0119dzybankowy Elixir<\/strong>: rozliczany w trzech sesjach dziennie \u2013 o 9:30, 13:30 i 16:00 \u2013 wy\u0142\u0105cznie w dni robocze od poniedzia\u0142ku do pi\u0105tku. Wniosek z\u0142o\u017cony w pi\u0105tek po po\u0142udniu mo\u017ce wi\u0119c zosta\u0107 wyp\u0142acony dopiero w poniedzia\u0142ek.<\/li>\n\n\n\n<li><strong>Wyp\u0142ata got\u00f3wkowa<\/strong>: przy czeku GIRO albo obs\u0142udze domowej trzeba doliczy\u0107 czas doj\u015bcia do plac\u00f3wki lub um\u00f3wienia wizyty. Szerzej opisali\u015bmy to na stronie o <a href=\"https:\/\/kontomierz.pl\/blog\/pozyczki\/pozyczka-bez-konta-w-banku\/\" data-type=\"page\" data-id=\"170\">po\u017cyczce bez konta w banku<\/a>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Praktyczny wniosek: je\u015bli naprawd\u0119 zale\u017cy Ci na czasie, sprawd\u017a w karcie oferty, w jakich bankach po\u017cyczkodawca ma rachunki, i z\u0142\u00f3\u017c wniosek w dzie\u0144 roboczy rano. To zwykle skraca oczekiwanie skuteczniej ni\u017c wyb\u00f3r firmy reklamuj\u0105cej si\u0119 najkr\u00f3tszym czasem decyzji.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Warunki uzyskania po\u017cyczki na ju\u017c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Rozpowszechniona lista wymaga\u0144 zawiera jeden b\u0142\u0105d, kt\u00f3ry warto sprostowa\u0107: <strong>polskie obywatelstwo nie jest warunkiem ustawowym<\/strong> i \u017caden przepis go nie stawia. Realny zestaw wygl\u0105da tak:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Pe\u0142noletno\u015b\u0107 i pe\u0142na zdolno\u015b\u0107 do czynno\u015bci prawnych<\/strong> \u2013 bez tego umowa nie zostanie skutecznie zawarta. Wy\u017cszy pr\u00f3g wieku bywa polityk\u0105 konkretnej firmy, nie wymogiem prawa.<\/li>\n\n\n\n<li><strong>Numer PESEL i wa\u017cny dokument to\u017csamo\u015bci<\/strong> \u2013 niezb\u0119dne do identyfikacji klienta przez instytucj\u0119 obowi\u0105zan\u0105.<\/li>\n\n\n\n<li><strong>Rachunek bankowy prowadzony na w\u0142asne dane<\/strong> \u2013 przy wi\u0119kszo\u015bci ofert online s\u0142u\u017cy zar\u00f3wno do weryfikacji to\u017csamo\u015bci, jak i do wyp\u0142aty. Rachunek osoby trzeciej nie zadzia\u0142a. Warianty bez konta opisali\u015bmy osobno.<\/li>\n\n\n\n<li><strong>Numer telefonu i adres e-mail<\/strong> \u2013 do potwierdzenia wniosku i dor\u0119czenia dokument\u00f3w na trwa\u0142ym no\u015bniku.<\/li>\n\n\n\n<li><strong>Regularny, udokumentowany doch\u00f3d<\/strong> \u2013 to on rozstrzyga. Powy\u017cej dwukrotno\u015bci minimalnego wynagrodzenia, czyli powy\u017cej <strong>9612 z\u0142<\/strong> w 2026 r., firma <em>musi<\/em> odebra\u0107 o\u015bwiadczenie o dochodach i sta\u0142ych wydatkach gospodarstwa domowego <strong>wraz z dokumentami<\/strong> potwierdzaj\u0105cymi doch\u00f3d (art. 9a ust. 3 ustawy o kredycie konsumenckim). Ci\u0119\u017car wykazania, \u017ce ocena przebieg\u0142a prawid\u0142owo, spoczywa na firmie (art. 9a ust. 4).<\/li>\n\n\n\n<li><strong>Ocena w bazach<\/strong> \u2013 firma sprawdzi Ci\u0119 w BIK <strong>lub<\/strong> w biurze informacji gospodarczej, takim jak KRD, ERIF czy BIG InfoMonitor (art. 9a ust. 2). W\u0142a\u015bnie dlatego jedna firma widzi Twoje zaleg\u0142o\u015bci, a druga nie: si\u0119gaj\u0105 po r\u00f3\u017cne rejestry. Rozpisali\u015bmy to na stronie o <a href=\"https:\/\/kontomierz.pl\/blog\/pozyczki\/z-wpisami-w-krd-erif-bik-big-czy-to-mozliwe\/\" data-type=\"page\" data-id=\"175\">po\u017cyczkach z wpisami w KRD, ERIF, BIK i BIG<\/a>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Jak wzi\u0105\u0107 po\u017cyczk\u0119 na ju\u017c krok po kroku<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Policz, ile naprawd\u0119 potrzebujesz i z czego to oddasz.<\/strong> Wniosek o kwot\u0119 wi\u0119ksz\u0105 ni\u017c potrzebna obni\u017ca szans\u0119 na decyzj\u0119 pozytywn\u0105 i podnosi koszt. Zacznij od raty, kt\u00f3r\u0105 realnie ud\u017awigniesz przy obecnych wydatkach.<\/li>\n\n\n\n<li><strong>Wybierz jedn\u0105 firm\u0119, nie pi\u0119\u0107.<\/strong> Ka\u017cdy wniosek zostawia \u015blad w raporcie kredytowym, a ich seria w kr\u00f3tkim czasie jest odczytywana jako sygna\u0142 k\u0142opot\u00f3w. Por\u00f3wnaj oferty na kartach zestawienia, a wniosek z\u0142\u00f3\u017c \u015bwiadomie.<\/li>\n\n\n\n<li><strong>Zweryfikuj firm\u0119 w rejestrze KNF<\/strong> pod adresem rpkip.knf.gov.pl, zanim podasz jakiekolwiek dane osobowe.<\/li>\n\n\n\n<li><strong>Wype\u0142nij wniosek zgodnie z prawd\u0105.<\/strong> Podaj rzeczywiste dochody, sta\u0142e wydatki i wszystkie zobowi\u0105zania. Rozbie\u017cno\u015b\u0107 mi\u0119dzy wnioskiem a raportem z baz bywa samodzielnym powodem odmowy.<\/li>\n\n\n\n<li><strong>Przejd\u017a weryfikacj\u0119 to\u017csamo\u015bci.<\/strong> Zwykle jest to przelew weryfikacyjny z w\u0142asnego rachunku albo logowanie przez us\u0142ug\u0119 otwartej bankowo\u015bci opart\u0105 na dyrektywie PSD2. Je\u015bli obawiasz si\u0119 wy\u0142udzenia na swoje dane, pami\u0119taj, \u017ce kredytodawca ma obowi\u0105zek sprawdzi\u0107 rejestr zastrze\u017ce\u0144 numer\u00f3w PESEL przed zawarciem umowy (art. 9b ust. 1), a od kredytu udzielonego mimo zastrze\u017cenia nie mo\u017ce domaga\u0107 si\u0119 sp\u0142aty (art. 9b ust. 2).<\/li>\n\n\n\n<li><strong>Przeczytaj formularz informacyjny, potem podpisz umow\u0119.<\/strong> Sprawd\u017a ca\u0142kowit\u0105 kwot\u0119 do zap\u0142aty, RRSO, harmonogram i koszty op\u00f3\u017anienia. Masz na to co najmniej jeden dzie\u0144 roboczy (art. 14 ust. 2), a po zawarciu umowy \u2013 jeszcze 14 dni na odst\u0105pienie (art. 53 ust. 1 i art. 54 ust. 1).<\/li>\n<\/ol>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Maksymaln\u0105 kwot\u0119, jak\u0105 firma zaproponuje, ustala si\u0119 dopiero po ocenie zdolno\u015bci kredytowej \u2013 suwak na stronie po\u017cyczkodawcy pokazuje g\u00f3rn\u0105 granic\u0119 produktu, a nie Twojej oferty. Je\u015bli otrzymasz propozycj\u0119 ni\u017csz\u0105 ni\u017c zak\u0142ada\u0142e\u015b, to nie b\u0142\u0105d systemu, tylko wynik oceny. Zaci\u0105gni\u0119cie kwoty wy\u017cszej ni\u017c wynika z tej oceny nie by\u0142oby zreszt\u0105 dla Ciebie korzystne.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">Ile mo\u017ce kosztowa\u0107 po\u017cyczka na ju\u017c? Limity 2026<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Szybko\u015b\u0107 i wysoka przyznawalno\u015b\u0107 maj\u0105 cen\u0119, ale prawo wyznacza jej pu\u0142ap. Stan na sierpie\u0144 2026 r.:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Odsetki maksymalne: 14,50% w skali roku.<\/strong> To dwukrotno\u015b\u0107 sumy stopy referencyjnej NBP i 3,5 punktu procentowego (art. 359 \u00a7 2\u00b9 Kodeksu cywilnego). Stopa referencyjna wynosi 3,75% od 5 marca 2026 r., st\u0105d 2 \u00d7 (3,75% + 3,5 pp) = 14,50%.<\/li>\n\n\n\n<li><strong>Odsetki maksymalne za op\u00f3\u017anienie: 18,50% w skali roku.<\/strong> To dwukrotno\u015b\u0107 sumy stopy referencyjnej i 5,5 punktu procentowego (art. 481 \u00a7 2\u00b9 Kodeksu cywilnego).<\/li>\n\n\n\n<li><strong>Koszty pozaodsetkowe:<\/strong> maksymalnie 10% po\u017cyczonej kwoty plus 10% za ka\u017cdy rok sp\u0142aty, wed\u0142ug wzoru MPKK = (K \u00d7 10%) + (K \u00d7 n\/R \u00d7 10%), a przy po\u017cyczce kr\u00f3tszej ni\u017c 30 dni \u2013 5% kwoty (art. 36a ust. 1 i 1a ustawy o kredycie konsumenckim).<\/li>\n\n\n\n<li><strong>Twardy limit: 45% ca\u0142kowitej kwoty kredytu.<\/strong> Koszty pozaodsetkowe nie mog\u0105 go przekroczy\u0107 (art. 36a ust. 2), a cz\u0119\u015b\u0107 przekraczaj\u0105ca limit po prostu si\u0119 firmie nie nale\u017cy (art. 36a ust. 3).<\/li>\n\n\n\n<li><strong>Limit koszt\u00f3w windykacji.<\/strong> Je\u017celi op\u0142aty z tytu\u0142u zaleg\u0142o\u015bci razem z odsetkami za op\u00f3\u017anienie przekrocz\u0105 kwot\u0119 odsetek maksymalnych za op\u00f3\u017anienie liczonych od zaleg\u0142o\u015bci, firmie nale\u017cy si\u0119 tylko ta ni\u017csza kwota (art. 33a).<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Zobaczmy to na liczbach. Przy po\u017cyczce 2000 z\u0142 na 30 dni ustawowy pu\u0142ap koszt\u00f3w pozaodsetkowych wynosi 200 z\u0142 + 2000 \u00d7 30\/365 \u00d7 10% = 200 + 16,44 = <strong>216,44 z\u0142<\/strong>. Odsetki nie mog\u0105 przekroczy\u0107 2000 \u00d7 14,50% \u00d7 30\/365 = <strong>23,84 z\u0142<\/strong>. Maksymalnie oddasz wi\u0119c <strong>2240,28 z\u0142<\/strong>, czemu przy sp\u0142acie jednorazowej po 30 dniach odpowiada RRSO na poziomie oko\u0142o <strong>298%<\/strong>. Trzycyfrowa liczba nie jest b\u0142\u0119dem: RRSO wyra\u017ca koszt w skali roku, a przy po\u017cyczce miesi\u0119cznej niewielka kwota w z\u0142otych rozp\u0119dza si\u0119 w tym przeliczeniu. Wniosek praktyczny jest jednak inny \u2013 <strong>por\u00f3wnuj oferty po ca\u0142kowitej kwocie do zap\u0142aty<\/strong>, bo to ona m\u00f3wi, ile realnie oddasz.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ustawa zamyka te\u017c furtk\u0119 na rolowanie d\u0142ugu. Koszty odroczenia sp\u0142aty naliczone w ci\u0105gu 120 dni od wyp\u0142aty po\u017cyczki wliczaj\u0105 si\u0119 do limitu liczonego od pierwotnej kwoty (art. 36b), a gdy ten sam kredytodawca lub podmiot z nim powi\u0105zany udziela Ci kolejnych po\u017cyczek w ci\u0105gu 120 dni, zanim sp\u0142acisz poprzedni\u0105, limit liczy si\u0119 \u0142\u0105cznie \u2013 od kwoty pierwszej z nich (art. 36c).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pewna po\u017cyczka dla zad\u0142u\u017conych: czy istnieje?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nie w znaczeniu \u201egwarantowana\u201d. Zaleg\u0142o\u015bci obni\u017caj\u0105 ocen\u0119 zdolno\u015bci, a bez pozytywnej oceny firma nie mo\u017ce udzieli\u0107 kredytu (art. 9a ust. 1). Prawd\u0105 jest natomiast, \u017ce cz\u0119\u015b\u0107 firm ma \u0142agodniejsze kryteria ni\u017c banki i si\u0119ga po inne bazy \u2013 ustawa dopuszcza ocen\u0119 na podstawie danych z BIK <strong>lub<\/strong> z biur informacji gospodarczej (art. 9a ust. 2). To wyja\u015bnia r\u00f3\u017cnice w przyznawalno\u015bci, ale nie zamienia ich w obietnic\u0119.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jest za to przepis, o kt\u00f3rym warto wiedzie\u0107, zanim podpiszesz cokolwiek przy istniej\u0105cych zaleg\u0142o\u015bciach. Je\u017celi w dniu zawarcia umowy mia\u0142e\u015b zaleg\u0142o\u015bci w sp\u0142acie innego zobowi\u0105zania przekraczaj\u0105ce <strong>6 miesi\u0119cy<\/strong>, a po\u017cyczka nie by\u0142a przeznaczona na ich sp\u0142at\u0119, sprzeda\u017c tego d\u0142ugu jest niewa\u017cna, dochodzenie roszczenia dopuszczalne jest dopiero po sp\u0142acie wcze\u015bniejszego zobowi\u0105zania, a za okres zakazu nie wolno nalicza\u0107 odsetek ani op\u0142at (art. 9a ust. 5). S\u0105d zbada jednak dopuszczalno\u015b\u0107 dochodzenia tego d\u0142ugu (okoliczno\u015bci z ust. 5 pkt 2) <strong>tylko na Tw\u00f3j zarzut<\/strong> (art. 9a ust. 6). Wyj\u0105tek dotyczy po\u017cyczek naprawd\u0119 tanich (art. 9a ust. 7).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I rzecz najwa\u017cniejsza, cho\u0107 najtrudniejsza do przyj\u0119cia w po\u015bpiechu: <strong>je\u017celi nowej po\u017cyczki potrzebujesz na sp\u0142at\u0119 poprzedniej, to nie jest problem dost\u0119pu do finansowania, tylko jego nadmiaru.<\/strong> Restrukturyzacja u wierzyciela, konsolidacja i \u2013 w skrajnych sytuacjach \u2013 upad\u0142o\u015b\u0107 konsumencka daj\u0105 trwalszy efekt ni\u017c kolejna rata. Opisali\u015bmy je na stronie o <a href=\"https:\/\/kontomierz.pl\/blog\/pozyczki\/pozyczki-dla-zadluzonych\/\" data-type=\"page\" data-id=\"151\">po\u017cyczkach dla zad\u0142u\u017conych<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kiedy \u201epewna oferta\u201d okazuje si\u0119 oszustwem<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Presja czasu os\u0142abia czujno\u015b\u0107, a w\u0142a\u015bnie na niej opiera si\u0119 wi\u0119kszo\u015b\u0107 schemat\u00f3w w tym segmencie. Poni\u017csza lista to minimum, kt\u00f3re warto sprawdzi\u0107 przy ka\u017cdej ofercie reklamowanej jako \u201epewna\u201d.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Przedp\u0142ata przed wyp\u0142at\u0105.<\/strong> Nikt nie ma prawa \u017c\u0105da\u0107 op\u0142aty za \u201erozpatrzenie wniosku\u201d, \u201eubezpieczenie\u201d, \u201eprzyspieszenie decyzji\u201d czy \u201eodblokowanie przelewu\u201d zanim otrzymasz pieni\u0105dze. Rzetelna firma potr\u0105ca koszty z kwoty po\u017cyczki albo dolicza je do rat.<\/li>\n\n\n\n<li><strong>Gwarancja decyzji.<\/strong> Skoro udzielenie kredytu wymaga pozytywnej oceny zdolno\u015bci (art. 9a ust. 1), nikt nie mo\u017ce obieca\u0107 jej z g\u00f3ry zgodnie z prawem.<\/li>\n\n\n\n<li><strong>Brak wpisu w rejestrze KNF.<\/strong> Nie istnieje \u017cadna \u201elicencja na udzielanie po\u017cyczek\u201d \u2013 jest wpis do rejestru instytucji po\u017cyczkowych (art. 59aa ust. 1 i art. 59ab). Powo\u0142ywanie si\u0119 na bli\u017cej nieokre\u015blone \u201ezezwolenia\u201d to sygna\u0142, \u017ce po drugiej stronie nie ma instytucji po\u017cyczkowej.<\/li>\n\n\n\n<li><strong>Umowa bez kompletu danych.<\/strong> Brak ca\u0142kowitej kwoty do zap\u0142aty, RRSO, harmonogramu rat albo koszt\u00f3w op\u00f3\u017anienia to nie \u201euproszczenie procedury\u201d, tylko naruszenie obowi\u0105zk\u00f3w ustawowych.<\/li>\n\n\n\n<li><strong>Kontakt wy\u0142\u0105cznie przez komunikator.<\/strong> Rzetelna firma podaje pe\u0142n\u0105 nazw\u0119, adres siedziby, numer KRS i NIP oraz dzia\u0142aj\u0105cy kana\u0142 reklamacyjny. Oferta, kt\u00f3ra znika po pytaniu o dane rejestrowe, nie jest ofert\u0105.<\/li>\n\n\n\n<li><strong>Zabezpieczenie nieproporcjonalne do kwoty.<\/strong> \u017b\u0105danie zastawu na nieruchomo\u015bci, przew\u0142aszczenia samochodu albo aktu notarialnego o poddaniu si\u0119 egzekucji przy po\u017cyczce na kilka tysi\u0119cy z\u0142otych to sygna\u0142 alarmowy.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Twoje prawa przy po\u017cyczce konsumenckiej<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Odst\u0105pienie od umowy w 14 dni<\/strong> bez podania przyczyny i bez koszt\u00f3w, poza odsetkami za okres korzystania z pieni\u0119dzy (art. 53 ust. 1 i art. 54 ust. 1 ustawy o kredycie konsumenckim). To najskuteczniejszy hamulec bezpiecze\u0144stwa przy decyzji podj\u0119tej w po\u015bpiechu.<\/li>\n\n\n\n<li><strong>Wcze\u015bniejsza sp\u0142ata<\/strong> w ka\u017cdym czasie, z obowi\u0105zkowym obni\u017ceniem ca\u0142kowitego kosztu kredytu o koszty przypadaj\u0105ce na skr\u00f3cony okres (art. 49).<\/li>\n\n\n\n<li><strong>Sankcja kredytu darmowego<\/strong>: je\u017celi kredytodawca naruszy\u0142 obowi\u0105zki wskazane w ustawie \u2013 w tym limity koszt\u00f3w z art. 36a-36c \u2013 po z\u0142o\u017ceniu pisemnego o\u015bwiadczenia zwracasz kredyt bez odsetek i innych koszt\u00f3w. Uprawnienie wygasa po roku od wykonania umowy (art. 45).<\/li>\n\n\n\n<li><strong>Nienaruszalno\u015b\u0107 uprawnie\u0144<\/strong>: postanowienia umowy nie mog\u0105 wy\u0142\u0105cza\u0107 ani ogranicza\u0107 uprawnie\u0144 konsumenta przewidzianych w ustawie \u2013 w takim przypadku stosuje si\u0119 przepisy ustawy (art. 47).<\/li>\n\n\n\n<li><strong>Reklamacja i pomoc publiczna<\/strong>: reklamacj\u0119 sk\u0142adasz najpierw u kredytodawcy. Je\u015bli jej nie uwzgl\u0119dni, spraw\u0119 mo\u017cesz skierowa\u0107 do Rzecznika Finansowego. Praktyki naruszaj\u0105ce zbiorowe interesy konsument\u00f3w zg\u0142osisz do UOKiK, a bezp\u0142atn\u0105 porad\u0119 w indywidualnej sprawie uzyskasz u powiatowego lub miejskiego rzecznika konsument\u00f3w.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Najcz\u0119stsze pytania o pewn\u0105 po\u017cyczk\u0119 na ju\u017c<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Gdzie na pewno dostan\u0119 po\u017cyczk\u0119?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nigdzie \u2013 w sensie gwarancji. Ka\u017cda firma musi najpierw oceni\u0107 Twoj\u0105 zdolno\u015b\u0107 kredytow\u0105 i mo\u017ce udzieli\u0107 kredytu wy\u0142\u0105cznie przy pozytywnym wyniku (art. 9a ust. 1 ustawy o kredycie konsumenckim). Najbli\u017cej \u201epewno\u015bci\u201d jeste\u015b tam, gdzie kwota jest niewielka, okres kr\u00f3tki, a kolumna \u201ePrzyznawalno\u015b\u0107\u201d w zestawieniu pokazuje wysoki odsetek wniosk\u00f3w zaakceptowanych w ostatnich trzech miesi\u0105cach.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Co dok\u0142adnie oznacza kolumna \u201ePrzyznawalno\u015b\u0107\u201d?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Odsetek wniosk\u00f3w zaakceptowanych w ostatnich trzech miesi\u0105cach. Jest to statystyka dotycz\u0105ca wszystkich wnioskodawc\u00f3w danej firmy, a nie prognoza dla Twojego wniosku. Wysoka warto\u015b\u0107 oznacza \u0142agodniejsze kryteria, ale nie zwalnia firmy z obowi\u0105zku oceny zdolno\u015bci ani nie gwarantuje Ci decyzji pozytywnej.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Czy \u201epewna po\u017cyczka\u201d to nazwa firmy, czy rodzaj produktu?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Obu okre\u015ble\u0144 u\u017cywa si\u0119 zamiennie i st\u0105d nieporozumienia. W j\u0119zyku potocznym \u201epewna po\u017cyczka\u201d oznacza ofert\u0119 wiarygodn\u0105 i bezpieczn\u0105 \u2013 i o tym jest ta strona. Jednocze\u015bnie na rynku dzia\u0142a po\u017cyczkodawca o nazwie Pewna Po\u017cyczka, kt\u00f3rego karta znajduje si\u0119 w zestawieniu powy\u017cej. Sama nazwa marki nie jest oczywi\u015bcie ocen\u0105: firm\u0119 weryfikuj tak samo jak ka\u017cd\u0105 inn\u0105, w rejestrze KNF i na podstawie formularza informacyjnego.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ile trwa przelew po\u017cyczki?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Od kilkudziesi\u0119ciu sekund do kolejnego dnia roboczego. Przelew natychmiastowy Express Elixir dzia\u0142a ca\u0142\u0105 dob\u0119 przez ca\u0142y tydzie\u0144, ale wymaga, by obie strony mia\u0142y rachunki w bankach obs\u0142uguj\u0105cych ten system. Zwyk\u0142y przelew mi\u0119dzybankowy Elixir jest rozliczany w trzech sesjach dziennie \u2013 o 9:30, 13:30 i 16:00 \u2013 i tylko w dni robocze, wi\u0119c wniosek z\u0142o\u017cony w pi\u0105tek wieczorem trafi do rozliczenia dopiero w poniedzia\u0142ek.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Czy pierwsza po\u017cyczka za darmo naprawd\u0119 nic nie kosztuje?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Przy promocji pierwszej darmowej po\u017cyczki oddajesz dok\u0142adnie tyle, ile po\u017cyczy\u0142e\u015b \u2013 pod warunkiem sp\u0142aty w terminie. Po jego przekroczeniu promocja zwykle przepada, a do rachunku dochodz\u0105 odsetki za op\u00f3\u017anienie (maksymalnie 18,50% w skali roku) oraz koszty windykacji ograniczone art. 33a. Warunki promocji sprawd\u017a w formularzu informacyjnym, a nie w banerze.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Wzi\u0105\u0142em po\u017cyczk\u0119 pochopnie. Czy mog\u0119 si\u0119 wycofa\u0107?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tak. Masz 14 dni na odst\u0105pienie od umowy bez podania przyczyny, zwracaj\u0105c kapita\u0142 wraz z odsetkami za dni, w kt\u00f3rych korzysta\u0142e\u015b z pieni\u0119dzy (art. 53 ust. 1 i art. 54 ust. 1 ustawy o kredycie konsumenckim). O\u015bwiadczenie z\u0142\u00f3\u017c na pi\u015bmie w terminie \u2013 to prawo wygasa, a nie zawiesza si\u0119.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Materia\u0142 ma charakter informacyjny i nie stanowi oferty, porady prawnej ani inwestycyjnej. Dane o stopach procentowych i limitach koszt\u00f3w odzwierciedlaj\u0105 stan prawny na sierpie\u0144 2026 r. Warunki konkretnych ofert weryfikuj bezpo\u015brednio u po\u017cyczkodawcy, w formularzu informacyjnym i w umowie. Je\u017celi sp\u0142ata zobowi\u0105za\u0144 przerasta Tw\u00f3j bud\u017cet, skorzystaj z bezp\u0142atnego poradnictwa konsumenckiego, zanim zaci\u0105gniesz kolejne. Po\u017cyczaj odpowiedzialnie.<\/em><\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>\u201ePewna po\u017cyczka\u201d brzmi jak obietnica gwarantowanej decyzji, a taka w legalnym obrocie nie istnieje \u2013 instytucja po\u017cyczkowa mo\u017ce udzieli\u0107 kredytu wy\u0142\u0105cznie po pozytywnej ocenie zdolno\u015bci kredytowej. Pewna mo\u017ce by\u0107 za to sama firma: legalna, sprawdzalna w rejestrze KNF, z jasno podanym kosztem. Ten poradnik pokazuje, co realnie da si\u0119 zweryfikowa\u0107 przed z\u0142o\u017ceniem wniosku, ile naprawd\u0119 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":22,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-148","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/comments?post=148"}],"version-history":[{"count":3,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148\/revisions"}],"predecessor-version":[{"id":418,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/148\/revisions\/418"}],"up":[{"embeddable":true,"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/pages\/22"}],"wp:attachment":[{"href":"https:\/\/kontomierz.pl\/blog\/wp-json\/wp\/v2\/media?parent=148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}